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Insurance Appraisal Requires More Than Just A Disagreement

Posted by Joe Brennan | Posted in Appraisal Umpire, Fire Insurance Claims, Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 12-13-2010

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insurance-claim-umpireInsurance Appraisal: It seems lately as more and more claims enter into appraisal, the clause is being invoke without merit. To actually qualify an insurance claim for the appraisal process there first must be a dispute over the “amount of loss”. However, only after the parties have exhausted negotiations. Read the rest of this entry »

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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims

Insurance Appraisal And The Insured’s Integrity

Posted by Joe Brennan | Posted in Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Dispute | Posted on 10-06-2010

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insurance appraisal integrity signInsurance Appraisal: As an independent insurance appraiser resolving insurance disputes as an impartial party, I often see that insurance companies are missing items in their estimates to return damaged properties to pre-loss conditions. Most of the time it’s because insurance adjusters are overloaded with claims, getting pressure from upper management, or most often the adjuster is just simply not qualified to review the damages in the first place. Now, there are some very experienced adjusters with backgrounds that qualify them as experts in the type of losses they adjust. You’d be fortunate to actually get one to visit your property in your time of need. Read the rest of this entry »

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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims

Insurance Dispute Held Up Demolition of Fatal Fire Site

Posted by Joe Brennan | Posted in Appraisal Umpire, Fire Insurance Claims, Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 09-15-2010

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Insurance DisputeAn insurance dispute held up the demolition of a house destroyed by fire for over a year. Unfortunately, this type of situation can happen. In fact, some disputes can last even two to three years or longer. Even more unfortunate than the loss of the home was the loss of two family members who died in the fire.

The following story was broadcast by WRAL News on May 7, 2008 – one year to the day they covered the original story about the fire itself. This story has personal affects on me as I was the independent appraiser for the insured in this case. 

WRAL News – The May 7, 2007, fire at 1884 Memorial Church Road, in Fremont, claimed the lives of Shannon Minshew and her 77-year-old, bed-ridden grandmother, Mayola Waddell. Read the rest of this entry »

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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims

Property Damage Claim Profits At Your Expense

Posted by Joe Brennan | Posted in Fire Insurance Claims, Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 09-06-2010

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property damage claimProperty Damage Claim – The insurance sector declared record gains since 2004. According to the Insurance Information Institute (III), property insurers net income had grown $24 billion dollars from 2005 to 2006. In 2005, the industry earned profits of $49 billion; across 2006, the number accelerated to $73 billion! Keep in mind that such profits were obtained within two of the most costly hurricane damage years in history – 2004 and 2005.  These particular statistics are leading several to wonder, “Why are insurance company revenues so substantial?” Read the rest of this entry »

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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims

Insurance Claim Help For Homeowners

Posted by Joe Brennan | Posted in Fire Insurance Claims, Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 08-28-2010

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insurance claim helpInsurance Claim Help for Homeowners – Money Magazine published a good article relating to how insurance carriers suppress related information from property owners when they suffer from insurance damages. The particular article reports — “An insurance company that wants to hold down payout costs has several ways to do that. One involves the software designed to help assess financial damages.” Read the rest of this entry »

[ Cast A Vote for Useful Information Page ]

(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims

Texas Hail Damage Claims Settled By Appraisal

Posted by Joe Brennan | Posted in Appraisal Umpire, Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 07-23-2010

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Hail Damage Texas CourtsTexas courts are protecting policyholders who disagree with their insurance company when it comes to fairly settling insurance claims (in this case roof hail damage claims). It’s bad enough to have insurance claim damage to your property, the last thing one needs is to have to become a professional wrestler to obtain what is rightfully theirs. Well, the Texas courts agree. Read the rest of this entry »

[ Cast A Vote for Useful Information Page ]

(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims

Insurance Advice When You Suffer Property Damage

Posted by Joe Brennan | Posted in Appraisal Umpire, Fire Insurance Claims, Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 07-15-2010

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Insurance Advice

Insurance Advice When You Suffer Property Damage!

Some insurance advice should just not be ignored. When anyone suffers property damage, they should first notify their  insurance company or their agent. Policyholders can call to initiate a claim or many companies now allow claims to be submitted through their websites. However, it’s always a good idea to submit your property claims via postal mail.

Read the rest of this entry »

[ Cast A Vote for Useful Information Page ]

(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims

Hail Claims Can Be Settled Through Appraisal

Posted by Joe Brennan | Posted in Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 05-28-2010

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With the proper assistance you can resolve a hail claim dispute with your insurance company, as well as any other insurance problem you may incur. It is untrue for people believe the only way to fight an insurance claim is in a court of law. If you do decide to handle it in such a manner it will require a ton of money and twice as much effort. You will also need to be sure the policy you authorized with the insurance company will even allow you to do such a thing. Read the rest of this entry »

[ Cast A Vote for Useful Information Page ]

(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims

Insurance Advice for Fire Flood & Tornado

Posted by Joe Brennan | Posted in Fire Insurance Claims, Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 04-27-2010

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Simple insurance advice after a fire, flood or tornado is critical to obtaining a fair settlement.

Unexpected events really do occur, in spite of our natural tendency to anticipate or prevent them. Dealing with damages caused by fire, water or tornadoes is one of those unpredictable incidents that no one wishes to endure. Due to their unforeseen nature, such events are the most alarming and destructive, both from a financial point of view and from a generally human one. Flooding, due to astronomically influenced phenomena such as high tides and heavy rainfall, while fire damage mainly occurs in deadly combinations of grease, open burner fire, water and electricity that causes heat combustion. In most cases, these incidents can be accidental, or involuntary, even premeditated. Tornadoes are more unpredictable. No matter what form or fashion, these events can be catastrophic. Read the rest of this entry »

[ Cast A Vote for Useful Information Page ]

(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims

Appraisal Umpires Should Be COMPETENT & IMPARTIAL

Posted by Joe Brennan | Posted in Appraisal Umpire, Independent Appraiser | Posted on 03-21-2010

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In the event that a policyholder or the insurance company invoke appraisal via the insurance appraisal clause, the two appraisers must choose an umpire.  Most policies require that the two independent appraisers must attempt to select and agree upon the Insurance Appraisal Umpire within 15-days of the two appraisers being named.  The chosen appraisal umpire must be an impartial, unbiased, and disinterested party in the outcome of the appraisal award. Read the rest of this entry »

[ Cast A Vote for Useful Information Page ]

(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims