Tornado Damage Claim Assistance (NC, SC, VA, GA, AL, MS): Early springandsummer seasonthunder stormswill frequentlycause tornado damage claims throughout many southeast US states. Most recently, Mississippi, Alabama, Georgia, South Carolina, North Carolina and Virginiasufferedoverwhelmingdestruction on April 28, 2011 and April 16, 2011. Our thoughts and prayers are out to those who have suffered damages and loss of life during such a difficult time. As of noon on April 17, 2011, 22 deaths are confirmed from 62 tornadoes, in 20 counties in NC alone. Not to mention the horrific death toll that continues to rise from the April 28, 2011 storms… 335+. It’s heartbreaking. Read the rest of this entry »
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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
Many of my articles, posts, webpages, etc. start off with “Most people believe…”. I’ve tried to think of other ways to explain to people that things are not always as they seem – or appear as they should. Well, with insurance policies, insurance claims, and the insurance industry – many people find themselves scratching their heads with disbelief when they finally suffer damage to their property.
So, here I go again… Most people believe that when they buy insurance, they will be taken care of when, and if, a tragedy occurs. It’s really quite simple.
We purchase insurance.
We have been paying for coverage for over X-amount of years.
When we have a claim the insurance company will be eager to help us and fulfill there part of the bargain.
(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
Insurance Appraisal: It seems lately as more and more claims enter into appraisal, the clause is being invoke without merit. To actually qualify an insurance claim for the appraisal process there first must be a dispute over the “amount of loss”. However, only after the parties have exhausted negotiations. Read the rest of this entry »
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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
Insurance Appraisal: As an independent insurance appraiser resolving insurance disputes as an impartial party, I often see that insurance companies are missing items in their estimates to return damaged properties to pre-loss conditions. Most of the time it’s because insurance adjusters are overloaded with claims, getting pressure from upper management, or most often the adjuster is just simply not qualified to review the damages in the first place. Now, there are some very experienced adjusters with backgrounds that qualify them as experts in the type of losses they adjust. You’d be fortunate to actually get one to visit your property in your time of need. Read the rest of this entry »
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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
An insurance dispute held up the demolition of a house destroyed by fire for over a year. Unfortunately, this type of situation can happen. In fact, some disputes can last even two to three years or longer. Even more unfortunate than the loss of the home was the loss of two family members who died in the fire.
The following story was broadcast by WRAL News on May 7, 2008 – one year to the day they covered the original story about the fire itself. This story has personal affects on me as I was the independent appraiser for the insured in this case.
WRAL News – The May 7, 2007, fire at 1884 Memorial Church Road, in Fremont, claimed the lives of Shannon Minshew and her 77-year-old, bed-ridden grandmother, Mayola Waddell. Read the rest of this entry »
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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
Property Damage Claim – The insurance sector declared record gains since 2004. According to the Insurance Information Institute (III), property insurers net income had grown $24 billion dollars from 2005 to 2006. In 2005, the industry earned profits of $49 billion; across 2006, the number accelerated to $73 billion! Keep in mind that such profits were obtained within two of the most costly hurricane damage years in history – 2004 and 2005. These particular statistics are leading several to wonder, “Why are insurance company revenues so substantial?” Read the rest of this entry »
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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
Insurance Claim Help for Homeowners – Money Magazine published a good article relating to how insurance carriers suppress related information from property owners when they suffer from insurance damages. The particular article reports — “An insurance company that wants to hold down payout costs has several ways to do that. One involves the software designed to help assess financial damages.” Read the rest of this entry »
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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
In a previous post, “Home Insurance Claim And Hurricane Damage Myths” we discussed how expert storm forecasters are calling for a high-grade 2010 Atlantic basin hurricane season. The article disclosed how the Institute for Business & Home Safety (IBHS) advises insureds on the the best ways to protect their belongings and property from hurricane claims. In light of the fact that NC has dodged the hurricane bullet for exactly 10 years (Floyd 1999), policyholders of the state should be hurricane ready in 2010. We can’t remain lucky forever. Read the rest of this entry »
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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
Texas courts are protecting policyholders who disagree with their insurance company when it comes to fairly settling insurance claims (in this case roof hail damage claims). It’s bad enough to have insurance claim damage to your property, the last thing one needs is to have to become a professional wrestler to obtain what is rightfully theirs. Well, the Texas courts agree. Read the rest of this entry »
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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
Some insurance advice should just not be ignored. When anyone suffers property damage, they should first notify their insurance company or their agent. Policyholders can call to initiate a claim or many companies now allow claims to be submitted through their websites. However, it’s always a good idea to submit your property claims via postal mail.
(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.
Tornado Damage Claim Assistance (NC, SC, VA, GA, AL, MS): Early spring and summer season thunder storms will frequently cause tornado damage claims throughout many southeast US states. Most recently, Mississippi, Alabama, Georgia, South Carolina, North Carolina and Virginia suffered overwhelming destruction on April 28, 2011 and April 16, 2011. Our thoughts and prayers are out to those who have suffered damages and loss of life during such a difficult time. As of noon on April 17, 2011, 22 deaths are confirmed from 62 tornadoes, in 20 counties in NC alone. Not to mention the horrific death toll that continues to rise from the April 28, 2011 storms… 335+. It’s heartbreaking. Read the rest of this entry »
