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Home Owners Insurance Claims

Posted by Joe Brennan | Posted in Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 05-04-2011


home owners insurance claimsIn most cases insureds, property owners and even contractors may need support in organizing data for home owners insurance claims. They will often have issues or will need advise on certain parts of a home owners insurance claim estimation or the accompanying damages to the household.

Even worse, numerous property owners may find themselves within a dispute with their insurer. Most phone and ask us if there is any approach to challenge their home owners insurance claim with their insurance company adjuster. Yes, you can contest home owners insurance claims against your insurance company. Not all claims arrive at an agreed price. You will find there’s a provision named Appraisal in many property insurance policies that enable both parties of the policy to reconcile their issues by using a less costly, less time consuming, course of action without the need to settle the dispute in a court of law.

For starters, a brief summary of the insurance appraisal provision. The disagreement can be concerning injury to your house or your personal possessions (couches or chairs, garments, etc.). Let’s say that a home owner experiences a substantial fire to their residence or property. The insurance firm sends a claims adjuster to your house that determines the damage to be $225,000. However, you’ve got a local, dependable general contractor who furnished an estimate to correct the damages for $325,000.

At this time a dispute concerning the expenses to repair your home has begun and some sort of settlement on the repairs or replacement costs cannot be reached. Both the property owner or the insurance company possess the right, per the appraisal clause in the insurance policy, to demand an appraisal concerning the damages. After either party has requested an appraisal, both parties will need to find and retain the services of an independent insurance appraiser. Home owners insurance claim disputes that are to be decided utilizing the insurance appraisal process is what we do.

Insurance Claims Group, Inc. exceeds in their understanding of the appraisal process and is available to represent the facts of the dispute as your representative. To complete the duty as an impartial insurance appraiser successfully, not only should your appraiser be educated in the procedure, but one should also be qualified to evaluate the differences between the two parties. Our complex experience with construction, building repairs, building supplies, home owners insurance claim disputes, and the insurance appraisal process qualifies us as an dominant selection. We have in depth comprehension of Xactimate and MSB IntegriClaim. We are effective at looking through and comprehending the unit costs these kind of calculating applications present and work with the Appraisal Panel to ascertain a realistic amount of loss for your particular claim.

Obtain the home owners insurance claims advice you need by speaking with a professional. Learn the right steps to take and how to get what you paid for within your policy. Call (919)-669-9111 for a Free Consultation.

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(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims