Contact Us: Email
Ph: 919-669-9111
Fx: 919-573-9595



Subscribe To
Insurance Advice
And Dispute Blog
Join Here

To Hire ICG
Complete This

Appraisal Form



[ Cast A Vote for Useful Information Page ]

VA Earthquake Damage Covered?

Posted by Joe Brennan | Posted in Homeowners Insurance, Independent Appraiser, Insurance Advice, Insurance Claims Help, Insurance Dispute | Posted on 08-23-2011

1

Earthquake DamageEarthquake Damage?

 

A Parks Police helicopter inspects for earthquake damage to the Washington Monument shortly after an earthquake struck Washington, DC August 23, 2011. One of the strongest earthquakes to strike the US east coast in decades rattled offices Tuesday in downtown Washington and caused panicked evacuations from skyscrapers as far away as New York. The Pentagon, the US Capitol and Union Station in the nation’s capital were all evacuated after the 5.9-magnitude quake, which was shallow with its epicenter only 0.6 miles (one kilometer) underground.

The big question on most peoples minds from VA here in the next few days when earthquake damages begin to show will be,

“Does my Policy Cover Earthquake Damage?”

Well…probably not.  The vast majority of policies for home and business insurance written in Virginia (and the East Coast has a whole) do not cover damages caused by earthquakes.  A small percentage of policies include it automatically, and an even smaller percentage of policyholders have specifically requested earthquake coverage.

If you just felt your home or business shaking, and you don’t know if you have earthquake coverage, it’s a good idea to call your agent.  Praise God that no serious injuries have been reported thus far.  However, residents and workers should move about with caution, as loose windows, masonry, tree limbs, etc. can unexpectedly fall from high elevations causing injury.

The associated press reports:

WASHINGTON — A 5.9 magnitude earthquake centered northwest of Richmond, Va., shook much of Washington, D.C., and was felt as far north as Rhode Island, New York City and Martha’s Vineyard, Mass., where President Barack Obama is vacationing.

The U.S. Geological Survey said the earthquake was half a mile deep. Shaking was felt at the White House and all over the East Coast, as far south as Chapel Hill, N.C. Parts of the Pentagon, White House and Capitol were evacuated. There were no immediate reports of injuries.

It was centered near Louisa, Va., which is northwest of Richmond and south of Washington.

Obama and many of the nation’s leaders were out of town on August vacation when the quake struck at 1:51 p.m. EDT. The shaking was felt on the Martha’s Vineyard golf course as Obama was just starting a round.

The East Coast gets earthquakes, but usually smaller ones and is less prepared than California or Alaska for shaking.

At Reagan National Airport outside Washington, ceiling tiles fell during a few seconds of shaking. Authorities announced it was an earthquake and all flights were put on hold.

At the Pentagon in northern Virginia, a low rumbling built and built to the point that the building was shaking. People ran into the corridors of the government’s biggest building and as the shaking continued there were shouts of “Evacuate! Evacuate!”

Earthquake Damage Possible In Other States

In New York, the 26-story federal courthouse in lower Manhattan began swaying and hundreds of people were seen leaving the building. Court officers weren’t letting people back in.

The quake came a day after an earthquake in Colorado toppled groceries off shelves and caused minor earthquake damage to homes in the southern part of the state and in northern New Mexico. No injuries were reported as aftershocks continued Tuesday.

In Charleston, W.Va., hundreds of workers left the state Capitol building and employees at other downtown office buildings were asked to leave temporarily.

“The whole building shook,” said Jennifer Bundy, a spokeswoman for the state Supreme Court. “You could feel two different shakes. Everybody just kind of came out on their own.”

In Ohio, where office buildings swayed in Columbus and Cincinnati and the press box at the Cleveland Indians’ Progressive Field shook. At least one building near the Statehouse was evacuated in downtown Columbus.

In downtown Baltimore, the quake sent office workers into the streets, where lamp posts swayed slightly as they called family and friends to check in.

Social media site Twitter lit up with reports of the earthquake from people using the site up and down the U.S. eastern seaboard.

“People pouring out of buildings and onto the sidewalks and Into Farragut Park in downtown DC…,” tweeted Republican strategist Kevin Madden.

“Did you feel earthquake in NY? It started in Richmond VA!” tweeted Arianna Huffington, president and editor-in-chief of the Huffington Post Media Group.

Missouri Sen. Claire McCaskill tweeted that her staff in Washington was in an “emergency location. Hope everyone is ok.”

John Gurlach, air traffic controller at the Morgantown Municipal Airport was in a 40-foot-tall tower when the earth trembled.

“There were two of us looking at each other saying, ‘What’s that?'” he said, even as a commuter plane was landing. “It was noticeably shaking. It felt like a B-52 unloading.”

Immediately, the phone rang from the nearest airport in Clarksburg, and a computer began spitting out green strips of paper — alerts from other airports in New York and Washington issuing ground stops “due to earthquake.” No major earthquake damage reported.

[ Cast A Vote for Useful Information Page ]

(C) Joe Brennan is President and owner/operator of Insurance Claims Group, Inc., a national independent adjusting, appraisal, and umpiring firm. We will answer your claim questions FREE as part of our FREE Insurance Advice and Insurance Claim Consulting Services.

Insurance Claims Group, Inc.
Joe Brennan
Ph: 919-669-9111
Fx: 919-573-9595
info@insuranceclaimsgroup.com

Insurance Claim Help and questions about Independent Appraiser Services is available by visiting Insurance Claims Group | Insurance Appraisal Services | Insurance Appraisal Process | Insurance Appraisal Umpire | Fire Insurance Claims


Fatal error: Uncaught Exception: 12: REST API is deprecated for versions v2.1 and higher (12) thrown in /home/content/85/3779485/html/blog/wp-content/plugins/seo-facebook-comments/facebook/base_facebook.php on line 1273