{"id":583,"date":"2013-11-18T20:19:57","date_gmt":"2013-11-19T01:19:57","guid":{"rendered":"http:\/\/insuranceclaimsgroup.com\/blog\/?p=583"},"modified":"2014-02-24T12:37:06","modified_gmt":"2014-02-24T17:37:06","slug":"midwest-tornado-damage-claim-help","status":"publish","type":"post","link":"https:\/\/insuranceclaimsgroup.com\/blog\/midwest-tornado-damage-claim-help\/","title":{"rendered":"Midwest Tornado Damage Claim Help"},"content":{"rendered":"

\"Midwest<\/a>Tornado Damage Claim Help :\u00a0 Although the US seen one of its quietest tornado seasons in almost 40 years, Sunday sparked the worst November in US history, with 81 tornado reports in Illinois, Missouri,\u00a0Kentucky,\u00a0 Ohio and Indiana.<\/p>\n

Illinois<\/a> suffered the hardest blow, with a total of 43 tornadoes, followed by 23 in Indiana, 13 in Kentucky, 1 in Missouri and finally 1 in Ohio. This November 17, 2013 storm caused overwhelming loss and destruction. Our thoughts and prayers are out to those who have suffered damages and loss of life during such a difficult time. It’s heartbreaking.<\/p>\n

When the dust settles the second\u00a0catastrophe for these folks will be the aftermath and dealing with insurance repair issues.<\/p>\n

Tornado Damage Claims<\/h1>\n

As if suffering from a devastating tornado\u00a0and tornado damage claims isn’t bad enough, an additional catastrophe can be dealing with the short falls of your insurance company. During a television interview even an insurance company adjuster advised that much of the\u00a0tornado damage claims caused by windstorms and tornadic activities are often overlooked. Policyholders should educate themselves and seek tornado damage claims<\/a> assistance regarding the diverse damages to be on the lookout for. Not to mention how to detect subtle damages which will be very costly and can show up many months or years after the high winds from the tornado are long gone.<\/p>\n

Unfortunate\u00a0policyholders\u00a0who have found\u00a0themselves in the vicinity of a\u00a0tornado that cause tornado damage claims agree that most of the damage is not that\u00a0 difficult to see. Even though\u00a0most people will agree to such\u00a0facts about tornado damage claims,\u00a0many insurance companies and engineers often will\u00a0miss unseen or hidden damages, because they fail to closely inspect your property for associated damages.<\/p>\n

A thorough wind damage inspection\u00a0by an insurance claim consultant\u00a0or independent insurance appraiser<\/a> is suggested. Far too many people take their\u00a0insurance adjusters\u00a0opinion, without obtaining\u00a0the opinion of another\u00a0professional. Why do policyholders continue to allow such a thing to happen? Most believe that the insurance company is there to\u00a0support them after they suffer from tornado damage claims. However, you are at the mercy of the adjuster that visits your home, as well as the file reviewer at the insurance company. Are they structure experts? Not likely!\u00a0Protect yourself and your investment by knowing\u00a0these worthwhile\u00a0 tornado damage claims<\/a> inspection tips.<\/p>\n

Tornado Damage Claims\u00a0Tips:<\/h2>\n

Plumbing:<\/strong> Windstorms will\u00a0rack or shake a home or building. Policyholders should open all faucets\u00a0in kitchens and baths, then open and inspect\u00a0all cabinets to check the plumbing lines for leaks. Continue by flushing all toilets, run showers and fill all bathtubs\u00a0with water. Investigate the ceilings below these areas for water marks .<\/p>\n

Roofing\/Siding:<\/strong> Sometimes an insurance damage claim\u00a0that’s a result of\u00a0high winds may not have appeared to damage\u00a0the roof from the ground. However, it’s a good idea to have a professional inspect\u00a0the roof for cracks, gouges or tears that affect the roof tabs from flying debris. Tornadoes or high wind activity will also\u00a0rip, tear, and crack many types of siding. Such affects on the siding and roof can often\u00a0allow water entry.<\/p>\n

Windows & Gutters:<\/strong> Wind activity\u00a0and flying debris will often damage window glass, rip screening, crack\u00a0shutters, and detach\u00a0or dent gutters.<\/p>\n

Brick & Foundations:<\/strong> Inspect masonry for splits and separation. Property damage by tornadoes\u00a0or windstorms\u00a0can also cause displacement and uplift to footings and foundations.\u00a0View the perimeter of all crawlspaces. Severe structural\u00a0damages can occasionally\u00a0remain unseen.<\/p>\n

Interior:<\/strong> Extreme storms can cause splitting to the corners of walls. Such stress cracking can also be seen\u00a0around\u00a0doors and window openings. It’s a good idea to check\u00a0for shifting\u00a0of flooring\u00a0and\u00a0the movement\u00a0of walls using a level. In\u00a0the following\u00a0weeks and months it’s also highly recommended to look out for water stains and mold\u00a0on walls and ceilings. Such\u00a0stains could indicate missed roof\u00a0damage .<\/p>\n

Insurance companies\u00a0and many\u00a0engineering firms\u00a0have even been sued for their failure to recognize these types of\u00a0property damage claims\u00a0 after excessive wind activity and tornadoes.<\/p>\n

CNN reports State Farm Penalized in Suit Over Tornado Damage Claims :<\/h3>\n

State Farm acted “recklessly” and “with malice” in handling insurance claims from dozens of families whose homes were damaged when a wave of tornadoes<\/a>, including the strongest in recorded history, swept through Oklahoma in 1999, a jury has decided. The verdict…delivered millions to the lead plaintiffs… The jury in the District Court of Grady County, Oklahoma, awarded Donald and Bridget Watkins almost $13 million in total damages for their part in the class action suit against the nation’s largest insurer….<\/em><\/p><\/blockquote>\n

 <\/p>\n

We are all well aware that windstorms involving a tornado will result in damaging winds. Even tornadoes that do not actually “touch-down”\u00a0will often\u00a0cause\u00a0severe pressure on\u00a0residential and commercial structures. Extreme\u00a0winds will often\u00a0push and pull on the buildings\u00a0causing fasteners and building parts to become damaged.<\/p>\n

Above all, as stated, call an insurance loss consultant or independent insurance appraiser<\/a> to inspect your home or building and be sure your family is safe. Feel free to call Insurance Claims Group, Inc. at 919-669-9111 to obtain FREE Insurance Advice… especially if you suspect that you are not be treated fairly for the tornado damage claims<\/a> insurance coverage you have paid for. Tornado Damage Claim Assistance<\/a> is available for anyone who has, or knows anyone who has suffered from tornado damage claims.<\/p>\n

Resources:<\/span><\/h2>\n