{"id":48,"date":"2010-03-21T02:02:34","date_gmt":"2010-03-21T06:02:34","guid":{"rendered":"http:\/\/insuranceclaimsgroup.com\/blog\/?p=48"},"modified":"2010-03-21T02:05:54","modified_gmt":"2010-03-21T06:05:54","slug":"appraisal-umpires-should-be-competent-impartial","status":"publish","type":"post","link":"https:\/\/insuranceclaimsgroup.com\/blog\/appraisal-umpires-should-be-competent-impartial\/","title":{"rendered":"Appraisal Umpires Should Be COMPETENT & IMPARTIAL"},"content":{"rendered":"

In the event that a policyholder or the insurance company invoke appraisal via the insurance appraisal clause<\/a>, the two appraisers must choose an umpire.\u00a0 Most policies require that the two independent appraisers<\/a> must attempt to select and agree upon the Insurance Appraisal Umpire within 15-days of the two appraisers being named.\u00a0 The chosen appraisal umpire must be an impartial, unbiased, and disinterested party in the outcome of the appraisal award.<\/p>\n

Have you ever been involved in a mediation, arbitration, or appraisal where the judge or umpire didn’t really do anything except try to reach a happy medium?\u00a0 To execute the job of Appraisal Umpire<\/a> properly, not only should one be impartial, unbiased, and disinterested, but one should also be qualified to review the differences between the two parties.<\/p>\n

Many appraisal umpires<\/a> are not willing or are not qualified to review and discuss the details of a structure or contents loss.\u00a0 An umpire that tries to settle the claim by meeting in the middle or what is known as “splitting the baby,” is not providing the services that he or she was hired to do.\u00a0 Have your appraisal documents looked at, reviewed, and discussed in an intelligent manner with a qualified insurance adjuster, appraiser, and umpire.<\/p>\n

We use our extensive, real life, experiences to evaluate a loss based on the facts!\u00a0 Our appraisal umpire and claim philosophy is simple… IT IS WHAT IT IS.\u00a0 We believe that if resulting damages to property covered by an insurance policy can be repaired then it should be repaired.\u00a0 However, if the property cannot be repaired it must be replaced.\u00a0 Simply put; the damage… IS WHAT IT IS!<\/strong><\/p>\n

In many cases, independent appraisers<\/a> can become unreasonable on what can be repaired or what should be replaced.\u00a0 The repair or replacement must be real, the work and materials used should be replaced with that of materials of like – kind – and quality, and the work should be completed by a professional and competent repair contractor.\u00a0 Again, the damage IS WHAT IT IS.<\/p>\n

So, choose a qualified, experienced appraisal umpire<\/a> that understands the facts you are presenting, as opposed to a mediator that just wants to split it down the middle.\u00a0 The independent appraisers<\/a> on each side of the insurance appraisal clause<\/a>\u00a0have a voice… They Deserve To Be Heard!<\/p>\n\r\n \r\n
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