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When you invoke the appraisal clause or have had the insurance appraisal clause invoked on you... You Can't Afford To Hire An Inexperienced Property Damage Appraiser.
Insurance Appraisal Disputes is what we do.
Insurance Claims Group, Inc. exceeds in their knowledge of the appraisal process and is available to represent the facts of the loss on your behalf. To execute the job as The Property Damage Appraiser properly, not only should one be educated in the appraisal process, but one should also be qualified to review the differences between the two parties. Our extensive experience with construction, building repairs, building materials, and the insurance appraisal process qualifies us as a choice above all for your Property Damage Appraiser needs. We have extensive knowledge of Xactimate and MSB IntegriClaim. We are capable of reading and understanding the unit costs these estimating software's provide and work with the Appraisal Panel to determine a realistic amount of loss for the claim.
 What We Do As A Property Damage Appraiser!
The first step The Property Damage Appraiser will do is to obtain as much documentation that is available on the claim. The Property Damage Appraiser will collect a copy of the insurance companies estimate, the policyholder's estimate, as well as any other documentation that is available. We will vigorously review and inspect each estimate line-by-line for discrepancies.
The next step of The Property Damage Appraiser will be to inspect the property that has been damaged. A thorough inspection will be conducted, room by room, and piece by piece (or any remaining parts). We will conduct this inspection with the two different estimates that are being disputed. With these estimates in hand during The Property Damage Appraiser's inspection we can determine if one estimate has missed items to be addressed and/or if the other is excessive.
The Property Damage Appraiser inspection will include 50 to 300 photos (depending on the size of the loss and extent of damage). These photos will prove and support The Property Damage Appraiser's findings. The photos will be taken in a manner that supports our position of whether items can be saved or will require replacement. The photos will also show cause and affect damages. Yes, the bricks on the exterior of a home or building may not appear damaged. However, if the sheathing/plywood behind the brick is smoked and damp - the bricks will require removal to access other repairs.
Some rooms or even an entire building may be damaged beyond recognition. In these cases The Property Damage Appraiser will conduct an interview process with the owners of the property to confirm room layouts, types of wall and floor finishes, electrical items, cabinetry, and more. This type of questions and answer session will paint a clear picture of the TRUE value of the damages. The proper value of the claim depends on it's accuracy.
All the data collected will then be programmed into the Xactimate estimating software by your chosen Property Damage Appraiser. Any items that are in question will be reviewed by our group of engineers, building inspectors, or contractors as additional documentation to support the true repairs. Foundations, brick, support beans, electrical may require removal and may not meet current building codes. These professionals can advise on ways to keep these types of materials or why they will require replacement.
After The Property Damage Appraiser has collected all this data we will meet with the other parties appraiser and discuss each others findings. In some cases an agreement cannot be reached between the two appraisers. In the event this happens, the two appraisers will submit their differences to the Appraisal Umpire. (For more information about the appraisal umpire and what their job is in the process, visit here.)
How To Hire ICG, Inc. As Your Property Damage Appraiser!
Please call (919-669-9111) or Email Us to discuss your needs. If we agree to be your Property Damage Appraiser you must formally advise the other party (insurance company or policyholder) that we will be acting in your behalf. To appoint Insurance Claims Group, Inc. as your Property Damage Appraiser please call (919-669-9111) or Email Us to set up a time to discuss your needs.
We
are licensed adjusters in North Carolina (NC), South Carolina
(SC), Georgia (GA), Florida (FL), Alabama (AL), Mississippi
(MS), Louisiana (LA), Texas (TX), Virginia (VA), Maryland
(MD), Pennsylvania (PA), New Jersey (NJ), New York (NY),
Ohio (OH), and Oklahoma (OK). So, please feel free to contact us. We are here
to help in any way we can. |
